At Pilgrim Bank, you’ll find a range of home financing options locally

Whether you’re in the market for a new house, vacation home, or planning to refinance your present home.

Our staff will work with you to find the best home financing solution to fit your situation and budget. For first time homebuyers, Pilgrim Bank partners with Massachusetts Housing Partnership One Mortgage Program and MassHousing.

Current Rates


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Fixed-Rate Mortgage

Enjoy the security of a fixed rate and fixed term, with fixed monthly payments. We have a range of terms to meet your needs.

Adjustable-Rate Mortgage (ARM)

If you need more flexibility, an ARM could be right for you – with attractive variable rates and a variety of terms that include rate adjustments during the term.

First Time Homebuyer Programs

We’ve been opening the door for first time homebuyers since 1916 – with great rates, reduced fees, and practical advice.

Jumbo Mortgages

We have the financing resources required to realize big dreams. We offer Jumbo Mortgage programs that rival those of the “big banks” and mortgage companies. But we offer a level of personal service and attention no big bank can match. That service translates into faster approvals, fewer headaches, and a much more pleasant financing experience.

Construction Loans

Thinking about building the home of your dreams? We can help with loans to finance your land purchase as well as every phase of construction. Plus, at the end we can fold it all together into a mortgage that meets your long-term needs.

Renovation Financing

Need to make changes? Whether you are renovating your kitchen or adding on a bedroom, we can help!

Residential Investment Property

If you are looking for an alternative to the stock market, a single or multifamily investment property may be an option for you. Pilgrim Bank has programs to help you purchase investment real estate that meet your investment goals.

Vacation Homes

Whether you are thinking of buying a condo on the mountain, a cottage on the beach, or a future retirement home in Florida, we can finance that special second home for you.

Call one of our residential loan officers at
(781) 383-0541

Mobile Access Banking

Mobile Access is part of our iPilgrim Suite that allows you to access your online accounts through your cell phone or other compatible mobile device anywhere you have mobile data service coverage. Check your balances, make transfers, schedule bill payments and more at any time. Learn More.

Discover The Difference

For more information about our products and services, please use our information request form, visit one of our offices, or give us a call at (781) 383-0541, and Discover the Pilgrim Difference.